If you already have a Q Card you can make your purchase online right now and receive at least 3 months no payments and no interest* on your purchase when using it as a standard credit card.
On promotional days (as advertised from time to time) you could get an extended Payment Holiday period.
You can also get 12 months Interest Free with No Payments* by selecting the Q Card Finance option at the checkout.
Purchasing in store
When purchasing in store we also offer long term finance options on purchases $500 and over up to $15,000^. Our current offer is 24 Months Interest Free^. A minimum deposit of 10% is required. Ask for details in store or contact us now. Offers not available in Pop Up stores.
Don’t have a Q Card?
Applying is easy and there are a few ways you can do this:
• Visit your nearest Walker & Hall store to complete an application in store.
• Apply online
- You can complete an application online here (Please note you will need a valid Driver’s Licence)
- Your application will be assessed and an initial response will be provided within 5 minutes. If further details are required Q Card customer services will attempt to contact you within 2 hours.
- If your application is successful you need to take this in store along with the acceptable forms of ID to make your purchase.
- A Q Card will then be delivered within 10 business days for your ongoing use.
- Apply for a card directly via qcard.co.nz
- If you are not able to visit a store, then you may wish to apply for a Q Card directly via qcard.co.nz
- Successful applicants will receive a Q Card in the post within 10 business days of approval.
*No payments and no interest for 12 months ('Payment Holiday') is available on Flexi Payment Purchases. Minimum spend $200. Offer excludes vouchers and gift cards. Offer is ongoing. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment. Existing Cardholder Fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at the end of the Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
^24 month interest free is available on Flexi Payment Purchases for in-store purchases only when using your Q or Q Mastercard. Minimum spend $500. Annual Account Fee of $50 applies. Establishment fee of $55 applies to new cardholders. Advance fee of $35 applies to existing cardholders. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services limited reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. A 10% Walker & Hall Deposit is required.