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Gem Visa

Purchasing Online 
If you already have a Gem Visa you can make your purchase online right now and receive 6 months interest free* on all purchases of $250 or more. Please select Credit Card as the payment option in the checkout.

For purchases of $750 or more online, we offer 12 months interest free and 18 months interest free with Gem Visa. Please select Gem as the payment option in the checkout for 12 or 18 months interest free.

Purchasing in store

When purchasing in store we also offer 12 or 18 months interest free on purchases $750 and over up to $15,000^. A minimum deposit of 10% is required.  Ask for details in store or contact us now. 

*Credit and lending criteria and fees, including annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)), apply.

Gem Visa

Don’t have a Gem Visa?
Applying online is quick and easy through the Gem Visa website. You will need to be 18 years and over, be a permanent resident of NZ and be able to supply a passport or drivers licence, income and expense details, employer's name and details and an email address.

If you have any questions about Gem Visa or your finance options don’t hesitate to contact us or visit the Gem Visa website.

*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved.

This item is available by Special Order. Please enquire for pricing and ordering details.