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Finance

Special occasions don't always arrive at a convenient time, so at Walker & Hall we can help you find the perfect engagement ring or a special gift and you can give it now but pay for it later with our finance options.

We offer both Gilrose Finance and Q Card with a range of finance terms available so be spontaneous and make sure your special occasion doesn’t slip by without the gift you really want to give.



Gilrose Finance

Purchasing In store
When purchasing in store we offer 12, 18 and 24 months interest free on purchases $500 and over with Gilrose Finance. Ask for details in store or contact us now.


Applying is easy and there are a few ways you can do this:

• Visit your nearest Walker & Hall store to complete an application in store.

• Apply for pre-approval online to take in store

  • You can complete a pre-approval application online here (Please note you will need a valid Driver’s Licence or NZ Passport)
  • Your application will be assessed promptly and you will receive an approval contract or be contacted by Gilrose Finance for additional information.
  • If your pre-approval is sucessful, a welcome pack will be delivered to you via mail detailing your repayments

• Apply for finance directly via gilrose.co.nz

  • If you are not able to visit a store, then you may wish to apply for Gilrose Finance directly via gilrose.co.nz

If you have any questions about Gilrose Finance or your finance options don’t hesitate to contact us or visit the Gilrose Finance website.

Once you have been approved you can start shopping straight away by browsing through our online range or visiting a store.




Q Card

Purchasing Online

If you already have a Q Card you can make your purchase online right now and receive at least 3 months no payments and no interest* on your purchase.

On promotional days (as advertised from time to time) you could get an extended Payment Holiday period. 


Purchasing In store
When purchasing in store we also offer 12, 18 and 24 months interest free on purchases $500 and over^. Ask for details in store or contact us now.

Don’t have a Q Card?

Applying is easy and there are a few ways you can do this:

• Visit your nearest Walker & Hall store to complete an application in store.

• Apply for pre-approval online to take in store

  • You can complete a pre-approval application online here (Please note you will need a valid Driver’s Licence)
  • Your application will be assessed and an initial response will be provided within 2 minutes. If further details are required Q Card customer services will attempt to contact you within 2 hours.
  • If your pre-approval is successful you need to take this in store along with the acceptable forms of ID to make your purchase.
  • A Q Card will then be delivered within 10 business days for your ongoing use.



  • Apply for a card directly via qcard.co.nz
  • If you are not able to visit a store, then you may wish to apply for a Q Card directly via qcard.co.nz
  • Successful applicants will receive a Q Card in the post within 10 business days of approval.

If you have any questions about Q Card or your finance options don’t hesitate to contact us or visit the Q Card website.

 

^ 12, 18 and 24 Months Interest Free – available in store only.
12, 18 and 24 months interest free is available on Q Card Flexi Payment Plans. Minimum purchase $500. A $55 Establishment Fee for new Q Cardholders and a $35 Advance Fee for existing Q Cardholders will apply. Minimum payment of 3% of monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Card Standard Interest Rate applies to any outstanding balance at the end of the interest free period. A $50 Q Card Annual Account Fee is payable in two six monthly advance instalments of $25. Q Card lending criteria, fees, terms and conditions apply.

Once you have been approved you can start shopping straight away by browsing through our online range or visiting a store.