• Minimum lay-by purchase must be $250.00 value.

• A minimum 20% of the total lay-by purchase price must be paid to initiate the lay-by agreement.

• Full name, address, contact phone number and signature will be required to initiate agreement. 

• Goods cannot be collected until the lay-by is paid for in full.

• Any Diamond Club Loyalty vouchers earned or other benefits accrued cannot be provided until the 

lay-by has been paid for in full.

• The lay-by period is a maximum of 3 months from the date of the agreement and payment of the         minimum deposit. 

• You can cancel the agreement at any time before the goods are collected.  A cancellation fee of 20% of   the total lay-by sale will be applied.

• At cancellation, lay-by payments in excess of the 20% cancellation fee will be issued back via the original form of payment within 10 working days of receipt of the required details for payment.

• If goods on lay-by are not collected 7 days after the end of the 3 month lay-by period, the lay-by agreement will be deemed cancelled.

• Signature and identification are required for the initial lay-by sale and at the final instalment when the goods are collected.